Terms of Service

These Terms of Service (the “Terms”) constitute a legally binding agreement between you and Fload Technologies Limited, a TSL company incorporated in Abu Dhabi Global Market (“ADGM”), United Arab Emirates (“Fload,” “Company,” “we,” “our,” or “us”), governing your access to and use of:

BY CLICKING “I AGREE,” CREATING AN ACCOUNT, CONNECTING ANY DATA SOURCE TO FLOAD, USING THE SERVICES, OR OTHERWISE INDICATING YOUR ASSENT, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THESE TERMS.

IF YOU DO NOT AGREE TO THESE TERMS, YOU HAVE NO RIGHT TO ACCESS OR USE THE SERVICES.

If you accept these Terms on behalf of a company or other legal entity, you represent and warrant that:

In such case, “you” and “your” refer to that entity.

1. Other Applicable Terms – Privacy & DPA

Any personal data we collect or process about you is governed by our Privacy Policy, which is incorporated into these Terms by reference.

If you and Fload enter into a Data Processing Addendum (“DPA”), then, to the extent Fload processes any “Customer Personal Data” (or similar term defined in the DPA) on your behalf, the DPA is also incorporated by reference and will govern that processing. In the event of a conflict between these Terms and the DPA regarding the processing of Customer Personal Data, the DPA will prevail.

A DPA is available upon request by contacting dpo@fload.com or support@fload.com.

2. Our Services

Fload provides an AI-driven analytics and automation platform that allows you to:

The Services may also include (now or in future):

The scope and features available to you depend on your subscription plan and configuration.

We reserve the right to modify or discontinue any aspect of the Services at any time, with or without notice, provided that we will use reasonable efforts not to materially degrade core functionality during any pre-paid subscription term.

3. Eligibility, Account Registration and Security

3.1 Eligibility

The Services are intended for business and professional use (including independent developers acting in a professional capacity). By using the Services, you represent and warrant that:

3.2 Account Registration

To use the Services, you must create an account (an “Account”). You agree to:

3.3 Organizations and Roles

Fload is organized around organizations (each, an “Organization”):

You are responsible for:

3.4 Security

You are responsible for maintaining the security and confidentiality of your login credentials. You agree to:

We are not liable for any loss or damage arising from your failure to safeguard your Account credentials.

4. Billing, Payment and Taxes

4.1 Subscription Plans

Access to the Services is provided on a subscription basis. Pricing is generally based on:

Specific pricing and plan details are described on our Site or in the order/sales process.

4.2 Payment Processing

We use third-party payment processors such as Stripe (“PSP”) to handle payments. By subscribing, you may be required to:

Fload is not a party to your agreement with the PSP and is not responsible for any errors or issues in payment processing beyond Fload's reasonable control.

4.3 Fees and Taxes

Unless otherwise stated, all prices are exclusive of any taxes, levies, duties or similar governmental assessments (“Taxes”).

4.4 Renewal and Changes

Your subscription will automatically renew at the end of each billing cycle unless canceled in accordance with these Terms.

We may update prices and plan features from time to time. When we do:

4.5 Free Trials

We may offer free trials of the Services. Trial length and conditions may vary. Unless otherwise stated:

4.6 Non-Payment and Suspension

If we are unable to collect fees for your subscription (e.g., due to card expiration, insufficient funds, or failed charges):

5. Data Sources, Connectors and “AI Analyst” Access

5.1 Third-Party Accounts and Connectors

The Services allow you to connect various third-party accounts, including but not limited to: App Store Connect, Google Play Console, Stripe, Apple Search Ads, Meta Ads, Google Ads, RevenueCat, Firebase, Slack, Microsoft Teams, Discord.

By connecting a third-party account, you:

You remain solely responsible for your relationships with these third-party providers.

5.2 “AI Analyst” Access and Browser Automation

For some integrations (e.g., where APIs are limited), you may:

By doing so, you explicitly authorize Fload to:

We will use such access only to provide, support, or improve the Services and will not sell or misuse such data.

5.3 Responsibility for Third-Party Terms

You are solely responsible for:

Fload has no control over third-party services and is not liable for their acts or omissions.

6. Customer Data and AI Features

6.1 Definitions

Customer Data includes Input and, to the extent related to your use of the Services, Output.

6.2 Ownership of Customer Data, Input and Output

Between you and Fload:

You acknowledge that due to the nature of machine learning:

6.3 License to Provide the Services

You grant Fload a non-exclusive, worldwide, royalty-free license to host, copy, transmit, display, and otherwise process Customer Data as reasonably necessary to:

You also authorize Fload to disclose Customer Data to subprocessors (including AI providers) solely to provide and support the Services, subject to appropriate contractual safeguards.

6.4 AI Providers and Data Minimization

Fload uses third-party AI/LLM providers (e.g. OpenAI, Anthropic) to implement AI Features. When you use AI Features, Fload may send portions of your Input and limited contextual data to such providers.

Fload will:

However, you acknowledge that:

6.5 No Model Training on Identifiable Customer Data

Fload does not use your identifiable Customer Data, including Customer end-user data, to train its own general-purpose models or third-party models.

Fload may use aggregated and/or anonymized data derived from your use of the Services to improve the Services and develop new features, provided such data no longer identifies you or your end users.

6.6 Accuracy and Use of AI Output

You understand and agree that:

You are solely responsible for:

Output is not intended as legal, medical, tax, accounting, or investment advice.

7. User Generated Content and Customer End-User Data

7.1 User Generated Content

“User Generated Content” includes any content, data, text, images, or other materials that you or your users upload, submit, or otherwise make available via the Services (including through AI Features, chat, or integrated workspaces).

You are solely responsible for User Generated Content. You represent and warrant that:

7.2 Customer End-User Data

Customer Data may include information about your own end users (e.g., app users, subscribers, customers). As between you and Fload:

You are responsible for:

Fload has no direct relationship with your end users and processes their data only as instructed by you (subject to these Terms, the Privacy Policy, and any DPA).

7.3 Reviews and Public Information

Fload may process publicly available content such as app store reviews, including usernames and review text, for analysis and insights. Such content remains subject to the terms of the underlying platform (e.g. App Store, Google Play).

8. Acceptable Use and Prohibited Activities

You agree that you will not:

Fload reserves the right to investigate and/or terminate or suspend access to the Services for any violations of this section.

9. Mobile Apps and Updates (If Applicable)

If Fload provides mobile Apps:

Use of an App is subject to these Terms and any additional terms presented in the relevant app store.

10. Term, Suspension and Termination

10.1 Term

These Terms remain in effect from the date you first accept them until terminated in accordance with this section.

10.2 Suspension

We may temporarily suspend or limit your access to the Services if:

We will use reasonable efforts to notify you of the suspension and the reasons where lawful and technically feasible.

10.3 Termination by You

You may terminate your subscription and/or delete your Account at any time through the Services (if available) or by contacting support@fload.com. Unless otherwise agreed:

10.4 Termination by Fload

We may terminate these Terms and/or your access to the Services:

10.5 Effect of Termination; Data Deletion

Upon termination:

We are not responsible for any loss of data following termination. You are responsible for exporting any Customer Data you wish to keep prior to termination, where export tools are provided.

11. Links to Third-Party Sites and Services

The Services may contain links or integrations to third-party websites, platforms, or services (“Third-Party Services”). Fload does not control, endorse, or assume responsibility for Third-Party Services.

12. Intellectual Property

12.1 Fload's IP

All content and materials in the Services (excluding your Customer Data), including software, interfaces, designs, text, graphics, logos, icons, images, and underlying technology (“Fload Content”), and all associated intellectual property rights, are owned by Fload or its licensors.

Except as expressly permitted by these Terms, you may not:

12.2 Feedback

If you provide feedback or suggestions about the Services (“Feedback”), you acknowledge that:

12.3 Marketing Use – Logos and App Names

You grant Fload the right to use:

to identify you as a customer on our Site, in marketing materials, pitch decks, and similar contexts.

You may revoke this permission at any time by emailing support@fload.com. Fload will remove such references within 14 days of receiving your request.

13. Copyright Complaints

If you believe that content on the Services infringes your copyright or other intellectual property rights, you may notify us at support@fload.com with:

We may remove or disable access to allegedly infringing material and may terminate Accounts of repeat infringers in appropriate circumstances.

14. Confidentiality

14.1 Fload's Confidential Information

In connection with the Services, you may receive non-public information about Fload, including technical, financial, business or product information (“Fload Confidential Information”). You agree to:

14.2 Your Confidential Information

Fload will treat your non-public Customer Data as confidential and will:

Confidentiality obligations do not apply to information that is or becomes public through no fault of the receiving party, is lawfully received from a third party, is independently developed, or must be disclosed by law or court order (with notice where legally permitted).

15. Disclaimer of Warranties

THE SERVICES (INCLUDING AI FEATURES AND ALL OUTPUT) ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FLOAD AND ITS AFFILIATES AND LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AVAILABILITY, OR THAT THE SERVICES WILL BE SECURE OR ERROR-FREE.

YOU UNDERSTAND AND AGREE THAT: ANY USE OF AI FEATURES AND OUTPUT IS AT YOUR SOLE RISK; YOU SHOULD NOT RELY ON OUTPUT WITHOUT INDEPENDENT VERIFICATION; AND FLOAD IS NOT RESPONSIBLE FOR DECISIONS OR ACTIONS YOU TAKE BASED ON OUTPUT OR ANALYSIS PROVIDED BY THE SERVICES.

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

Some jurisdictions do not allow certain limitations or exclusions of liability. Where prohibited, such limitations shall not apply, but only to the extent of such prohibition.

17. Indemnification

You agree to indemnify, defend, and hold harmless Fload and its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

We may, at our own expense, assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense.

18. Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

18.1 Informal Resolution

If you have any dispute, claim, or controversy with Fload arising out of or relating to these Terms or the Services (a “Dispute”), you agree to first contact us at support@fload.com and attempt to resolve the Dispute informally.

If a Dispute is not resolved within thirty (30) days after initial notice, either party may initiate arbitration as described below.

18.2 Binding Arbitration in ADGM

Except as set forth in Section 18.4 (Injunctive Relief) or where prohibited by law, any Dispute shall be finally resolved by binding arbitration:

The arbitrator's decision will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

18.3 Class Action Waiver

To the maximum extent permitted by law:

If the class action waiver is found to be unenforceable with respect to a particular claim, then that claim must be resolved in court and not in arbitration.

18.4 Injunctive Relief

Nothing in this Section 18 prevents either party from seeking temporary or preliminary injunctive relief or other equitable relief:

to protect its intellectual property rights, Confidential Information, or to prevent unauthorized access to or use of the Services.

19. Governing Law

These Terms and any Dispute shall be governed by and construed in accordance with the laws of the Abu Dhabi Global Market (ADGM), without regard to its conflict-of-law principles.

Subject to the arbitration clause above, the ADGM Courts shall have non-exclusive jurisdiction over any disputes not subject to arbitration.

20. No Agency; Independent Parties

Nothing in these Terms is intended to or shall be deemed to:

Each party operates as an independent contractor.

21. Assignment

You may not assign, transfer, or delegate these Terms or any rights or obligations under them without Fload's prior written consent. Any attempted assignment without such consent is void.

Fload may assign or transfer these Terms, in whole or in part, without your consent:

These Terms will bind and inure to the benefit of Fload's successors and permitted assigns.

22. Changes to These Terms and the Services

We may update these Terms from time to time. When we do:

Your continued use of the Services after updated Terms become effective constitutes your acceptance of the updated Terms. If you do not agree, you must stop using the Services.

We may also modify, suspend, or discontinue all or part of the Services at any time. Where feasible, we will provide notice if such change materially adversely affects core functionality during a pre-paid subscription term.

23. Notices and Electronic Communications

You consent to receive all notices and other communications in electronic form, including via email or in-app messages.

You are responsible for keeping your email address and contact information up to date in your Account settings.

All notices to Fload under these Terms should be sent to:

and/or to any physical address listed on our Site.

24. Entire Agreement; Severability; No Third-Party Beneficiaries

These Terms, together with the Privacy Policy, any applicable DPA, and any order forms or specific plan descriptions, constitute the entire agreement between you and Fload regarding the Services and supersede all prior or contemporaneous agreements, proposals, and communications.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be deemed modified to the minimum extent necessary to make it valid and enforceable.

No person or entity other than you and Fload has any rights as a third-party beneficiary of these Terms.

If you have any questions about these Terms or the Services, you can contact us at:
support@fload.com
dpo@fload.com (for privacy matters)